Health Benefits Plan

Fall Term coverage starts October 1, 2020 – January 31, 2021

This plan is administered by Canadian Benefits Consulting Group as guided by the CUPE Local 4207 Benefits Committee and Green Shield Canada as your insurance carrier. This is an opt-in plan, and can be coordinated with existing plans.* In order to utilize the plan’s benefits, it is necessary to enroll by October 5th.

Fall semester (October 1, 2020 – January 31, 2021)  The monthly premium rates for this 4 month Fall Semester for members are subsidized by the the CUPE 4207 health benefits fund.  The health benefits funding was negotiated in bargaining for the duration of the 2016-2019 contract. The increase from $36 to $44 in single subsidized coverage is due to the shortage of funds for the plan in 2020 ( it was subject to the very recent contract negotiations), and Green Shield’s requested rates increase for this year. Canadian Benefits managed to negotiate reduction of the increase, yet these combined factors have accounted for the changes to premiums this term (below are rates from last year for comparison).

Single coverage –   $44/month with a contract; $170 without a contract

Couple coverage –   $150/month with a contract; $350 without a contract

Family coverage –   $250/month with a contract; $500 without a contract

PREMIUM PAYMENT:

Direct premium withdrawals: Simply forward your banking information or void cheque along with the completed Enrollment Form by Monday October 5, 2020 and we will withdraw the monthly premium directly from your bank account. Withdrawals are made on the last Friday of each month of the semester. Payment can also be made by monthly post dated cheques or bank draft.

PLAN DESIGN & ENROLLMENT FORMS

Please find attached a summary of the plan design and an Enrollment Form for Single, Couple, or Family coverage to be completed if you wish to enroll.  This form is not fillable, as your signature is required to confirm coverage.

Because your Brock University email address can be suspended for a Semester when you do not have a contract, please provide your personal permanent email address.

OPTIONAL ACCIDENTAL DEATH & DISMEMBERMENT INSURANCE

Available to all CUPE 4207 Members, whether you have a contract or not.

Affordable coverage with premiums deducted from your bank account by semester.

Only $48 per semester for $100,000 of coverage.

Coverage is also available for $200,000 or $300,000, and Family coverage. 

See attached or the CUPE 4207 website for enrollment details.

DEADLINE:

Please complete the attached Enrollment Form and return it along with your payment or Void cheque by mail to the address indicated on the top of the Enrollment Form by Monday October 5, 2020.  If you are submitting a void cheque for Direct Withdrawal, you can also forward your Form by email to Brockenroll@canben.com.

When you enroll, you will receive a confirmation email once your coverage has been activated, and information on how to submit claims and access Green Shield plan member services. 

Canadian Benefits is always available to answer your questions.  Please contact us at Brockenroll@canben.com for assistance.

Eleni Xilias

Group Benefits Administrator
Canadian Benefits Consulting Group
2300 Yonge Street, Suite 3000 | P.O. Box 2426 | Toronto | ON M4P 1E4
(416-488-7755 ext: 229 | 1-800-268-0285 (toll free)
exilias@canben.com
www.canben.com


Past rates for comparison:

2019-2020 monthly premium rates for members
Single coverage –   $36 with a contract; $175 without a contract
Couple coverage –   $125 with a contract; $475 without a contract
Family coverage –   $175 with a contract; $500 without a contract

*PLAN COORDINATION — Members can coordinate this plan if they also have a secondary coverage (from spouse or parents). For the enrolled member this plan is primary. Claims should be submitted to Green Shield first, and the unpaid portion to the secondary insurer.

Our CUPE 4207 Benefits Committee for 2020/21:

Brian Deruiter (Chair)
Leila Meskine
Gerry Boily
Phil Wachel
Nathan Cecckin

Some background on 4207 health benefits:

A health benefit plan has become available in the Fall 2017 for Unit 1 members who are not graduate students. The benefit plan was negotiated for the latest Unit 1 collective agreement*. Finally, since 1998 when our local was certified, the TAs, instructors, lab demonstrators, marker/graders and course-coordinators who are not graduate students, achieved some modest form of real health benefits. It is a good start!

*The university agreed to contribute $100,000 each year of the duration of the Unit 1 contract (2016-2019, three years) towards a health benefit plan. You can read the Letter of Understanding on page 45 in the Unit 1 collective agreement.