Health Benefits Plan

WELCOME TO YEAR FIVE of the CUPE LOCAL 4207 Health & Dental Plan!

On behalf of the Benefits Committee members, we would like to take this opportunity to thank you for your support of the plan.

This is a good news only communication!

In advance of the enrollment email for the October 1, 2021 – September 30, 2022 plan year, we wanted to let you know about the changes being implemented.

These improvements were chosen based on member requests. 

As a result of the positive experience of the plan in the past two years, and the negotiated increase in employer funding of the plan, we are pleased to announce these plan improvements:

NEW! AUTOMATIC PAYROLL DEDUCTIONS

As a result of the latest contract negotiations, and as voted at the recent CUPE 4207 GMM meeting, if you work at least 300 hours in a semester, premiums for Single coverage of $34/pay will be automatically deducted from the last 6 pays of the semester.

If you already have coverage through your spouse or another employer, simply provide us with proof of coverage, and you will be opted out of the plan. 

NEW! COVERAGE UNDER PSYCHOLOGY FOR PSYCHOTHERAPISTS AND MASTERS IN SOCIAL WORK

Services from these two additional practitioners are now eligible under the Psychology benefit. 

NEW! GENDER AFFIRMATION SURGERIES

In response to member requests, reimbursement for both core surgeries such as tracheal shave and laser hair removal, as well as for enhancements such as nose surgery and liposuction will be eligible expenses under the plan.  Reimbursement is subject to a medical diagnosis of gender dysphoria, subject to reasonable/customary charges of $5,000 per claim, and a lifetime maximum of $10,000.

Your email enrollment invitation will be forwarded in the next couple of days, with the opportunity to enroll your family members or to opt out of the plan.

We’re always available to answer your questions. For further assistance, please contact us at Brockenroll@canben.com.

If you already have coverage through your spouse or another employer, simply provide us with proof of coverage, and you will be opted out of the plan. 

IF YOU WISH TO OPT OUT OF THE PLAN, please respond to this email and provide proof of alternate insurance coverage by Wednesday October 6, 2021.

Acceptable proof:

  • copy of insurance ID card showing your name,
  • picture/screen shot of insurance benefit summary showing your name; or
  • an Explanation of Benefits (EOB) from a paid claim showing your name.

Confirmation of opt out will be sent at the end of the enrollment period.

COUPLE OR FAMILY COVERAGE:

Direct premium withdrawals: Simply forward your banking information or void cheque along with the completed Enrollment Form by Wednesday October 6, 2021 and we will withdraw the monthly premium directly from your bank account.

Withdrawals are made on the last Friday of each month of the semester.

Payment can also be made by monthly post dated cheques or bank draft.

Also available:

OPTIONAL ACCIDENTAL DEATH & DISMEMBERMENT INSURANCE

Available to all CUPE 4207 Members, whether you have a contract or not.

Affordable coverage with premiums deducted from your bank account by semester.

Only $48 per semester for $100,000 of coverage.

Coverage is also available for $200,000 or $300,000, and Family coverage. 

See attached or the CUPE 4207 website for enrollment details.

 When you enroll, you will receive a confirmation email once your coverage has been activated, and information on how to submit claims and access Green Shield plan member services. 

 Canadian Benefits is always available to answer your questions. Please contact us at Brockenroll@canben.com.

Our CUPE 4207 Benefits Committee for 2020/21:

Brian Deruiter (Chair)
Leila Meskine
Gerry Boily
Phil Wachel
Nathan Cecckin

Some background on 4207 health benefits

A health benefit plan has become available in the Fall 2017 for Unit 1 members who are not graduate students. The benefit plan was negotiated for the latest Unit 1 collective agreement*. Finally, since 1998 when our local was certified, the TAs, instructors, lab demonstrators, marker/graders and course-coordinators who are not graduate students, achieved some modest form of real health benefits. It is a good start!

*The university agreed to contribute $100,000 each year of the duration of the Unit 1 contract (2016-2019, three years) towards a health benefit plan. You can read the Letter of Understanding on page 45 in the Unit 1 collective agreement.